We can help you save money on Renters Insurance!
Renters insurance covers YOU and provides coverage for:
The landlords policy will not cover any of this. Their policy will cover their building.
Are you renting a Condo, Apartment, Townhome, Coach house or a House? If so then you need renters insurance!
Yes you can but, both of you will be affected by claim history. For instance, your roommate's car gets broken into and their insured property gets stolen. They need to file a claim. Since you are both on the policy the claim would follow both of you. If you decided to not be roommates anymore and you each get your own place and a new renters policy, the claim will stay on your history and affect your rate for at least 3 years.
We always recommend each roommate having a policy under only their name.
Fill out a contact form, call or text us to provide us basic information.
After we find the best quotes for you and your needs, we will present them to you.
After we get the final rate for you, you decide on what date you want your new policies to start.
Don't see your question? Feel free to fill out the contact form, call us or even shoot us a text at 224-877-2242. We will reply as soon as we can. Usually within a few hours.
At AAIA our goal is to provide you the best coverage at a price you can afford.
All insurance companies use your personal information to create a Renters insurance quote.
The dollar amount of personal property that you want to insure is the primary factor in your price. Then credit history, claim history and zip code are some of the other factors that are used and all companies use them differently.
Since no 2 people are exactly the same the cost for Renters Insurance is usually not the same either.
A Renters Insurance policy usually covers jewelry but at a bare minimum limit. Your per item policy limit for theft of jewelry items can be as low as $500. if you have an item that's worth $5000 and its stolen, you would only get the policy limit of $500. The best way to insure jewelry is to schedule it. When you schedule jewelry you are insuring for the replacement cost of the item. Depending on the company, you can schedule it on your Renters policy or on a separate policy specifically for personal property. Either way, there is an additional cost to insure high value jewelry items. An appraisal of the item you want to insure that is less than 3 years old is usually required.
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Designer
“Hypnosis quit smoking methods maintain caused quite a stir in the medical world over the last two decades.”
Artist
“First of all, acid reflux is not a disease. It is an acquired condition which can be completely healed by eating properly.“
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“Many people feel that there is a limited amount of abundance, wealth, or chances to succeed in life.“
Developer
“Hypnosis quit smoking methods maintain caused quite a stir in the medical world over the last two decades.”
Philosopher
